Terms of Use

Universal Facto is a digital PDF ebook with educational content about preventing and responding to public emergencies, sold by Universal Facto for $24 as a one-time payment.

Sales are processed by Digistore24 GmbH, acting as authorized reseller (merchant of record). Once payment is confirmed, access to the file is delivered instantly on the confirmation page and by email. No physical product is shipped.

Your purchase grants a personal, non-transferable, non-exclusive license. Reselling, redistributing, publishing, copying, or sharing the content, in whole or in part, without written permission is not allowed.

All content on this site and in the ebook — text, images, branding, and layout — is protected by copyright and belongs to Universal Facto.

The material is educational and informational. It does not replace medical or legal advice, or the instructions of your local emergency management authorities. No specific outcome is guaranteed; applying the guidance is the reader's responsibility.

Support is handled by email within 48 business hours. Refund terms are described in our Refund Policy, which grants a 60-day money-back guarantee.

These terms may be updated at any time, and the version published on this page applies. Any dispute is governed by the law applicable at the seller's place of business.